How it works

Five steps from 'I want to lend' to 'my money is working.'

Full transparency, from the invoice to the deposit. Here's the whole thing.

  1. 01

    Open a lender account

    Sign up in about a minute. No commitment — just a place to see what's available.

  2. 02

    Fund a car (or a piece of one)

    Send capital toward a specific vehicle. Your amount and your share of that car are recorded and visible immediately.

  3. 03

    HCA buys and preps the vehicle

    We source the car, handle inspection, title, and any repairs. Every expense gets logged with a receipt.

  4. 04

    You watch it work

    Log in anytime and see the full expense trail, the photos, and every dollar HCA has received on that car.

  5. 05

    You get your share back

    As HCA receives payments on the vehicle, your share is calculated automatically and shown in your dashboard.

That's the whole thing.

No mystery, no monthly-summary emails, no "trust us." Just the actual numbers.

Open a lender account